New Roofs and the MSFH Program
THINKING ABOUT A NEW ROOF?
Here’s How the MSFH Program Can Help.
The MY SAFE FLORIDA HOME PROGRAM Can Help Qualified Howners Offset the Cost of Getting a NEW—STRONGER Roof.Â
FOLLOW THE 3 STEPS BELOW TO GET A NEW ROOF
1
Get Your FREE Wind Mitigation Inspection
Before anything else, you must apply for and complete a FREE MSFH wind-mitigation inspection.
This professional inspection identi-fies what upgrades your home needs to better withstand hurricanes — including whether it qualifies for a Secondary Water Resistence / Barrier (SWR).
2
Apply for the MSFH Grant
Once your inspection is complete and you’ve been approved for a grant (up to $10,000), you can decide which eligible improvements to move forward with — including roof work.
3
Choose Your Upgrades
- Talk to your insurance agent
- Talk to your local Florida contractor
You choose your upgrade:
-
Roof-to-deck attachments
-
Secondary Water barrier
-
New roofing shingles required to complete the job
Use Our Calculator – Do the Math
AVERAGE COST OF SHINGLE ROOF
$15,090 – $28,110
Pensacola, Jacksonville, Miami, Melbourne, Tampa, Naples
The maximum MSFH grant is $10,000. Most full roof replacements cost more—but the grant can significantly reduce your out-of-pocket expense.
A new roof is one of the smartest home investments you can make. It protects your home and may lower your insurance premiums.
Florida law allows insurance companies to cancel policies on homes with roofs over 15 years old. Replacing an aging roof can help protect your coverage.
MSFH DISCLAIMER
The My Safe Florida Home Program (DFS) is not responsible for the work performed by the program’s independent contractors. All program contractors are registered and licensed professionals in the state of Florida. However, My Safe Florida Home Program does not provide any warranties or guarantees, express or implied, regarding the work performed by the program contractors. Any disputes regarding work performed by contractors must be resolved between the homeowner/client and the contractor. By participating in the My Safe Florida Home Program, the homeowner/grant recipient agrees to hold My Safe Florida Home Program (DFS) harmless and release the program from any and all liability related to the work of the contractors.
Congratulations on receiving a $10,000 MSFH grant to strengthen your home and reduce your insurance costs!
This is an excellent opportunity to improve your living space and increase your property’s value.
Maximize Your Grant:
- Plan Strategically: Prioritize essential repairs and upgrades for safety, comfort, and efficiency. Review your free wind mitigation inspection report to identify eligible reimbursable upgrades.
- Budget Wisely: Obtain multiple quotes and compare costs to ensure the best value for your investment.
- Think Long-Term: Choose energy-efficient upgrades and durable materials for lasting benefits.
- Seek Additional Funding: If your project exceeds the grant amount, explore savings, home equity loans, or assistance programs.
- Consult Professionals: Contractors and designers can help you make informed decisions and maximize results.
- Consult Your Insurance Provider: Speak with your insurance agent or carrier to identify upgrades that offer the best insurance benefits and potential savings.
Your home is an investment—planning ahead ensures lasting value and protection. Make the most of this opportunity and turn your house into a place you’re proud to call home!
Best of luck with your home improvement project and your MSFH wind mitigation upgrade grant!
Wind Mitigation Upgrade Cost Estimator
Plan Smarter. Save More.
Use this tool to estimate the potential costs of recommended wind mitigation upgrades to your home. Whether you're exploring improvements on your own or planning to apply for a grant, this calculator gives you a better idea of what to expect—so you can make informed decisions that fit your budget and strengthen your home.
This calculator is a planning tool only. All cost estimates provided are general approximations based on typical Florida construction pricing and may not reflect the actual price you will pay for materials or labor. Your actual costs may be higher or lower depending on your home’s structure, contractor rates, local permitting fees, and other factors.
Use of this tool does not guarantee grant eligibility, approval, or reimbursement. Only costs for eligible upgrades completed after inspection approval and in accordance with program rules may qualify for reimbursement. Please refer to the official program guidelines for full eligibility requirements and funding limits.
Always consult with a licensed contractor and review your inspection report before making upgrade decisions.