Strengthen Your Home.
Lower Your Insurance Costs.
Insurance discounts for wind mitigation are mandated by Florida law, but savings vary—always speak with your insurance carrier to understand your specific discounts and coverage options.
Our Program Covers These Core Wind Mitigation Upgrades:
- Roof-to-Wall Connections
- Roof-to-Deck Attachment
- Opening Protection (windows, doors, garage doors)
- Secondary Water Resistance (SWR)
Open to all eligible Florida homeowners.
Understand the value of wind mitigation—especially for older homes—and make your plan to strengthen your home and save today.
Click the Arrows to See All of the Upgrades
Use Our Calculator – Do the Math
Wind Mitigation Upgrade Cost Estimator
Plan Smarter. Save More.
Use this tool to estimate the potential costs of recommended wind mitigation upgrades to your home. Whether you’re exploring improvements on your own or planning to apply for a grant, this calculator gives you a better idea of what to expect—so you can make informed decisions that fit your budget and strengthen your home.
Our Calculator Can Help You Choose Your Upgrades
YOUR SAVINGS TBD
Last year, on average, thousands of Florida homeowners saved $932. Your savings will differ.
Pensacola, Jacksonville, Miami, Melbourne, Tampa, Naples
NOTE:
These estimates are not quotes and should be used for planning purposes only. Actual costs will vary based on the specific features of your home and your contractor’s bid.
New Roof
Upgrade Sheet
Upgrading Window Protections Sheet
Roof-To-Wall Connections Upgrade Sheet
Roof-to-Deck
Upgrade Sheet
Exterior and Garage Door Upgrade Sheet
Homeowner's Guide
Learn about eligibility, grant applications and the MSFH Program process for homeowners.
Important Program Updates
Read about the new grant information set for the 2025-26 fiscal year by the Florida Legislature.
Wind Mitigation Upgrade Cost Estimator
Plan Smarter. Save More.
Use this tool to estimate the potential costs of recommended wind mitigation upgrades to your home. Whether you're exploring improvements on your own or planning to apply for a grant, this calculator gives you a better idea of what to expect—so you can make informed decisions that fit your budget and strengthen your home.
This calculator is a planning tool only. All cost estimates provided are general approximations based on typical Florida construction pricing and may not reflect the actual price you will pay for materials or labor. Your actual costs may be higher or lower depending on your home’s structure, contractor rates, local permitting fees, and other factors.
Use of this tool does not guarantee grant eligibility, approval, or reimbursement. Only costs for eligible upgrades completed after inspection approval and in accordance with program rules may qualify for reimbursement. Please refer to the official program guidelines for full eligibility requirements and funding limits.
Always consult with a licensed contractor and review your inspection report before making upgrade decisions.